“Hey, it’s pork when it is the other guy but when it helps me it is invested. ” — Actually, it’s pork if attached to a bill that does not necessarily have anything to do with the spending. If it’s part of an actual spending bill, and not considered by someone as appropriate, it’s just mis-spent.

“Hey, I can’t afford children because I still have a growing student loan. ” — Children are serious things. People should plan for them, and the thought “How am I going to pay for them?” should be a critical line item. People need to directly pay for things that they choose in life, including education and children.